Carlo Ibarra (World Business Lenders)
We are a Orange, California based Real Estate Private Lender focused on helping investors locate fix/flip and buy/hold properties in the Florida area.
Finance CoordinatorCompany Name World Business Lenders, LLC
Dates Employed Nov 2016 – Present
Employment Duration 8 mos
Location Orange County, California Area In March 2015, our branch formerly Core Financial was acquired by WBL as part of their aggressive expansion which allows us to assist and work directly with business owners, brokers and referral partners across the country.
We are a direct lender and we provide alternative financing for business owners and we help them with their short-term financial needs. We offer everything from SBA loans, term loans, working capital solutions along with consolidation options.
Our simple process:
1. We gather customer's information to build a "Business Loan Profile"
2. We review, analyze, and process the business and personal credit application and make decisions whether or not to extend credit
3. We provide business owners several options that would benefit their business with their short-term financial needs
4. We assist customers through the "Approval" and "Funding" process
Key benefits of working with me as your personal ISO rep:
- Complete understanding of all the benefits of having WBL in your lender network
- Quick Conditional Approvals
- Dedicated Processing and Underwriting department within branch
- We can monetize those challenging files nearly impossible to get an approval with other lenders
Several items in our product that makes working with WBL unique:
1. The number of existing loans are not a problem for us and we don't require to pay off on funding
2. We do not required a minimum credit score (sub-500 credi t- we can work with)
3. We don't care about NSF's and Negative days
4. We offer tier 1 to tier 4 lending
Most brokers find us valuable to them because we can typically give much higher approvals, 2 to 3 times the monthly revenue, which it only translates into getting paid more on commissions for our brokers and referral partners.
Contact me to get you officially set up as an ISO/Referral Partner and start receiving submissions today. It's that simple.
714 988-4610 Direct Line
It was a pleasure speaking with you today. As discussed on the conversation with Ben, we are a direct lender and we offer many different types of programs that can help you with your business. We can use the lender that will give you the loan that you can pay back in 30 – 90 days just like Ben explained over the phone.
Once I receive the documents from you I will review them and contact you to go over exactly what would be available to do for you based on your current situation.
Please send me the following documents in an organized manner to my email firstname.lastname@example.org.
Standard submission package:
1. Last (6) months bank and last (4) months merchant statements (if applicable) – all pages
2. Attached application filled out completely and signed with a WET SIGNATURE from both owners (you and your brother or it could be just you)
3. Most recent Business Tax Returns - not required but if you provide them then we will have all options available
4. Asset Form – attached (if you have any type of property – commercial, residential, land)
Only needed for funding and best to provide now:
1. Voided Check - take a picture with your phone and email
2. Driver's License - take a picture with your phone and email
Keep in mind that with the rise of fraudulent activity everything we need is to prove you run a legit, healthy business.
Let me know if you decide to be a referral partner with WBL and I will get you set up as a Referral Partner.
Call me with any questions James,
World Business Lenders – Orange Branch
1820 W. Orangewood Ave
Orange, CA 92868
Direct: (714) 988-4610
Cell : (714) 624-9509
Fax: (714) 988-4610